Temporary Disability Insurance

Many women cannot afford to take unpaid family or medical leave (as provided by federal and state family and medical leave laws). The Report Card examines states' efforts to assist these women by providing some payment during family and medical leave periods through temporary disability insurance (TDI) laws. Such laws are usually provided through expansions of unemployment or disability insurance. Although limited, these laws provide partial wage replacement for employees who are temporarily disabled for non-work-related reasons and represent a first step toward making personal medical leave more affordable. (1)

  • Temporary Disability Insurance

      Strength Of Policy 2007 Change From 2004
    ALABAMA No/Harmful Policy Same
    ALASKA No/Harmful Policy Same
    ARIZONA No/Harmful Policy Same
    ARKANSAS No/Harmful Policy Same
    CALIFORNIA Meets Policy Same
    COLORADO No/Harmful Policy Same
    CONNECTICUT No/Harmful Policy Same
    DELAWARE No/Harmful Policy Same
    DISTRICT OF COLUMBIA No/Harmful Policy Same
    FLORIDA No/Harmful Policy Same
    GEORGIA No/Harmful Policy Same
    HAWAII Meets Policy Same
    IDAHO No/Harmful Policy Same
    ILLINOIS No/Harmful Policy Same
    INDIANA No/Harmful Policy Same
    IOWA No/Harmful Policy Same
    KANSAS No/Harmful Policy Same
    KENTUCKY No/Harmful Policy Same
    LOUISIANA No/Harmful Policy Same
    MAINE No/Harmful Policy Same
    MARYLAND No/Harmful Policy Same
    MASSACHUSETTS No/Harmful Policy Same
    MICHIGAN No/Harmful Policy Same
    MINNESOTA No/Harmful Policy Same
    MISSISSIPPI No/Harmful Policy Same
    MISSOURI No/Harmful Policy Same
    MONTANA No/Harmful Policy Same
    NEBRASKA No/Harmful Policy Same
    NEVADA No/Harmful Policy Same
    NEW HAMPSHIRE No/Harmful Policy Same
    NEW JERSEY Meets Policy Same
    NEW MEXICO No/Harmful Policy Same
    NEW YORK Meets Policy Same
    NORTH CAROLINA No/Harmful Policy Same
    NORTH DAKOTA No/Harmful Policy Same
    OHIO No/Harmful Policy Same
    OKLAHOMA No/Harmful Policy Same
    OREGON No/Harmful Policy Same
    PENNSYLVANIA No/Harmful Policy Same
    RHODE ISLAND Meets Policy Same
    SOUTH CAROLINA No/Harmful Policy Same
    SOUTH DAKOTA No/Harmful Policy Same
    TENNESSEE No/Harmful Policy Same
    TEXAS No/Harmful Policy Same
    UTAH No/Harmful Policy Same
    VERMONT No/Harmful Policy Same
    VIRGINIA No/Harmful Policy Same
    WASHINGTON No/Harmful Policy Same
    WEST VIRGINIA No/Harmful Policy Same
    WISCONSIN No/Harmful Policy Same
    WYOMING No/Harmful Policy Same
     
    Meets PolicyMeets Policy 5  
    Limited PolicyLimited Policy 0  
    Weak PolicyWeak Policy 0  
    No/Harmful PolicyNo/Harmful Policy 46  
    Better Better 0  
    Worse Worse 0  
    Same Same 51  

    Does the state provide temporary disability insurance?

    States receive a "meets policy" if they provide TDI and a "no policy" if they do not.

    Data Source: Temporary Disability Insurance, 2007.

    Data provided by Steffany Stern, Work & Family Program Associate, National Partnership for Women and Families, May 2007.

1. National Partnership for Women and Families, "Paid Leave Basics," undated, available at http://www.paidleave.org/basics.html. Women with disabilities arising from pregnancy or childbirth can receive TDI, but only through the period of maternal disability and not for any leave taken beyond that period. Furthermore, TDI does not cover leave to care for a newly adopted child, paternity leave, or leave to care for seriously ill family members.